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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in San Mateo County, California

Fat Boy Data analyzed investment cash-out refinance activity in San Mateo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 632 applications were decided by 141 lenders between 2023 and 2025.

San Mateo County at a glance

141Active lenders5 with 20+ decisions
76.6%Market approval rate484 of 632 decided
$555KTypical loanmedian lender, $10K brackets
92%Borrower take-up446 loans funded

How San Mateo County compares

Approval rate compared
San Mateo County76.6%California75.0%All 616 counties73.1%
Typical loan compared
San Mateo County$555KCalifornia$425KAll 616 counties$205K

What the data shows

Amwest Funding Corp. made the most investment cash-out refinances in San Mateo County, CA, 24 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical investment cash-out refinance here is $555K, 31% larger than the California typical of $425K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Rocket Mortgage, LLC: 71% approved of 31United Wholesale Mortgage, LLC: 74% approved of 88JPMorgan Chase Bank, National Association: 85% approved of 20Amwest Funding Corp.: 86% approved of 28General Mortgage Capital Corporation: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in San Mateo County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%65 / 8897%$505K63
2Rocket Mortgage, LLC71%22 / 31100%$525K22
3Amwest Funding Corp.86%24 / 28100%$505K24
4General Mortgage Capital Corporation96%23 / 24100%$755K23
5JPMorgan Chase Bank, National Association85%17 / 2094%$745K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 136 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in San Mateo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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