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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Mateo County, California

Fat Boy Data analyzed investment property refinance activity in San Mateo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 529 applications were decided by 125 lenders between 2023 and 2025.

San Mateo County at a glance

125Active lenders8 with 20+ decisions
83.4%Market approval rate441 of 529 decided
$765KTypical loanmedian lender, $10K brackets
96%Borrower take-up422 loans funded

How San Mateo County compares

Approval rate compared
San Mateo County83.4%California76.8%All 616 counties77.7%
Typical loan compared
San Mateo County$765KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in San Mateo County, CA, 30 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 83.4% of investment property refinance applications in San Mateo County, CA, 6.6 percentage points above the California rate of 76.8%.

The typical investment property refinance here is $765K, 38% larger than the California typical of $555K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 54% approved of 26Bank of America, National Association: 68% approved of 31Rocket Mortgage, LLC: 86% approved of 35U.S. Bank National Association: 86% approved of 29One lender: 96% approved of 25East West Bank: 96% approved of 26One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in San Mateo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%30 / 35100%$505K30
2Bank of America, National Association68%21 / 31100%$755K21
3U.S. Bank National Association86%25 / 2996%$845K24
4United Wholesale Mortgage, LLCBroker only54%14 / 26100%$545K14
5East West Bank96%25 / 2696%$875K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 120 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in San Mateo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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