Investment property cash-out lenders in Lowndes County, Georgia
Fat Boy Data analyzed investment cash-out refinance activity in Lowndes County, Georgia, home to Valdosta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 135 applications were decided by 39 lenders between 2023 and 2025.
Lowndes County at a glance
How Lowndes County compares
What the data shows
Constructive Loans, LLC made the most investment cash-out refinances in Lowndes County, GA, 34 of them.
That is 33% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
Constructive Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.
Lenders approved 77.8% of investment cash-out refinance applications in Lowndes County, GA, 9.9 percentage points above the Georgia rate of 67.9%.
The typical investment cash-out refinance here is $105K, 46% smaller than the Georgia typical of $195K.
Investment property cash-out lenders in Lowndes County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Constructive Loans, LLC | 100% | 34 / 34 | 100% | $95K | 34 |
| 2 | Southeastern Credit UnionLimited sample | 100% | 13 / 13 | 100% | $105K | 13 |
| 3 | Amerisave Mortgage CorporationLimited sample | 22% | 2 / 9 | 100% | $85K | 2 |
| 4 | First CommerceLimited sample | 75% | 6 / 8 | 100% | $55K | 6 |
| 5 | Rocket Mortgage, LLCLimited sample | 86% | 6 / 7 | 100% | $165K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 34 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Lowndes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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