Home improvement loan lenders in Lowndes County, Georgia
Fat Boy Data analyzed home improvement loan activity in Lowndes County, Georgia, home to Valdosta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 579 applications were decided by 63 lenders between 2023 and 2025.
Lowndes County at a glance
How Lowndes County compares
What the data shows
Bank of America, National Association made the most home improvement loans in Lowndes County, GA, 26 of them.
First Commerce approved the highest share of applications among lenders with at least 20 decisions here, 80% of 20.
Lenders approved 47.5% of home improvement loan applications in Lowndes County, GA, 8.0 percentage points below the Georgia rate of 55.5%.
The typical home improvement loan here is $55K, 35% smaller than the Georgia typical of $85K.
Only 2 lenders here typically write at or below $35K: Bank OZK, Regions Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Lowndes County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 23% | 26 / 115 | 100% | $55K | 26 |
| 2 | Bank OZK | 42% | 22 / 53 | 95% | $35K | 21 |
| 3 | Truist Bank | 37% | 19 / 52 | 89% | $75K | 17 |
| 4 | Regions Bank | 42% | 19 / 45 | 89% | $35K | 17 |
| 5 | Navy Federal Credit Union | 63% | 27 / 43 | 96% | $45K | 26 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 58 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Lowndes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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