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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lowndes County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Lowndes County, Georgia, home to Valdosta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,155 applications were decided by 110 lenders between 2023 and 2025.

Lowndes County at a glance

110Active lenders16 with 20+ decisions
63.5%Market approval rate733 of 1,155 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up691 loans funded

How Lowndes County compares

Approval rate compared
Lowndes County63.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Lowndes County$145KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lowndes County, GA, 205 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Southeastern Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical cash-out refinance here is $145K, 26% smaller than the Georgia typical of $195K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 101One lender: 23% approved of 35One lender: 31% approved of 26One lender: 34% approved of 41New Day Financial, LLC: 37% approved of 57One lender: 45% approved of 20One lender: 56% approved of 25One lender: 64% approved of 25Freedom Mortgage Corporation: 66% approved of 47One lender: 68% approved of 47One lender: 70% approved of 40One lender: 74% approved of 27United Wholesale Mortgage, LLC: 76% approved of 63Rocket Mortgage, LLC: 82% approved of 254One lender: 83% approved of 24One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lowndes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%209 / 25498%$145K205
2Amerisave Mortgage Corporation23%23 / 101100%$75K23
3United Wholesale Mortgage, LLCBroker only76%48 / 6396%$215K46
4New Day Financial, LLC37%21 / 5786%$215K18
5Freedom Mortgage Corporation66%31 / 47100%$205K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lowndes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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