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investment property lenders · HMDA 2023–2025

Investment property lenders in Richmond County, Georgia

Fat Boy Data analyzed investment property mortgage activity in Richmond County, Georgia, home to Augusta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,125 applications were decided by 185 lenders between 2023 and 2025.

Richmond County at a glance

185Active lenders15 with 20+ decisions
83.9%Market approval rate944 of 1,125 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up878 loans funded

How Richmond County compares

Approval rate compared
Richmond County83.9%Georgia86.5%All 616 counties87.5%
Typical loan compared
Richmond County$125KGeorgia$245KAll 616 counties$255K

What the data shows

Queensborough National Bank & Trust Company made the most investment property mortgages in Richmond County, GA, 82 of them.

First State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical investment property mortgage here is $125K, 49% smaller than the Georgia typical of $245K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 26One lender: 43% approved of 30One lender: 57% approved of 28One lender: 58% approved of 24Rocket Mortgage, LLC: 83% approved of 52United Wholesale Mortgage, LLC: 83% approved of 60Kiavi Funding, Inc.: 84% approved of 79One lender: 85% approved of 20Guild Mortgage Company LLC: 92% approved of 36Queensborough National Bank & Trust Company: 94% approved of 93One lender: 94% approved of 31One lender: 94% approved of 31One lender: 94% approved of 34One lender: 96% approved of 23One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Queensborough National Bank & Trust Company94%87 / 9394%$125K82
2Kiavi Funding, Inc.84%66 / 7995%$135K63
3United Wholesale Mortgage, LLCBroker only83%50 / 6094%$105K47
4Rocket Mortgage, LLC83%43 / 52100%$145K43
5Guild Mortgage Company LLC92%33 / 3676%$125K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 180 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Richmond County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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