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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Richmond County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Richmond County, Georgia, home to Augusta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,426 applications were decided by 133 lenders between 2023 and 2025.

Richmond County at a glance

133Active lenders23 with 20+ decisions
60.6%Market approval rate1,471 of 2,426 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,361 loans funded

How Richmond County compares

Approval rate compared
Richmond County60.6%Georgia64.2%All 616 counties68.2%
Typical loan compared
Richmond County$145KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Richmond County, GA, 360 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $145K, 26% smaller than the Georgia typical of $195K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 71One lender: 20% approved of 25Amerisave Mortgage Corporation: 26% approved of 174One lender: 32% approved of 114One lender: 37% approved of 54One lender: 37% approved of 70One lender: 41% approved of 27One lender: 48% approved of 64New Day Financial, LLC: 50% approved of 133One lender: 55% approved of 60One lender: 55% approved of 40One lender: 60% approved of 25One lender: 61% approved of 98One lender: 64% approved of 44Freedom Mortgage Corporation: 67% approved of 123One lender: 68% approved of 34One lender: 75% approved of 51Rocket Mortgage, LLC: 75% approved of 488One lender: 78% approved of 41One lender: 79% approved of 66One lender: 82% approved of 60United Wholesale Mortgage, LLC: 83% approved of 140One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%368 / 48898%$145K360
2Amerisave Mortgage Corporation26%45 / 17496%$105K43
3United Wholesale Mortgage, LLCBroker only83%116 / 14096%$225K111
4New Day Financial, LLC50%67 / 13388%$185K59
5Freedom Mortgage Corporation67%82 / 12399%$195K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Richmond County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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