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refinance lenders · HMDA 2023–2025

Refinance lenders in Richmond County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Richmond County, Georgia, home to Augusta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,261 applications were decided by 133 lenders between 2023 and 2025.

Richmond County at a glance

133Active lenders20 with 20+ decisions
74.9%Market approval rate944 of 1,261 decided
$215KTypical loanmedian lender, $10K brackets
87%Borrower take-up821 loans funded

How Richmond County compares

Approval rate compared
Richmond County74.9%Georgia73.4%All 616 counties76.5%
Typical loan compared
Richmond County$215KGeorgia$315KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Richmond County, GA, 107 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 136.

The typical mortgage refinance here is $215K, 32% smaller than the Georgia typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 21One lender: 32% approved of 22One lender: 35% approved of 20One lender: 35% approved of 31One lender: 43% approved of 46One lender: 44% approved of 25One lender: 45% approved of 29One lender: 52% approved of 31One lender: 67% approved of 33One lender: 70% approved of 27One lender: 74% approved of 31One lender: 79% approved of 24Rocket Mortgage, LLC: 82% approved of 88One lender: 88% approved of 24United Wholesale Mortgage, LLC: 89% approved of 132One lender: 91% approved of 34Pennymac Loan Services, LLC: 92% approved of 64One lender: 95% approved of 22Village Capital & Investment LLC: 97% approved of 62Freedom Mortgage Corporation: 100% approved of 136

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom Mortgage Corporation100%136 / 13679%$215K107
2United Wholesale Mortgage, LLCBroker only89%118 / 13291%$255K107
3Rocket Mortgage, LLC82%72 / 8886%$205K62
4Pennymac Loan Services, LLC92%59 / 6490%$245K53
5Village Capital & Investment LLC97%60 / 6260%$285K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Richmond County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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