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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Whitfield County, Georgia

Fat Boy Data analyzed investment cash-out refinance activity in Whitfield County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 31 lenders between 2023 and 2025.

Whitfield County at a glance

31Active lenders1 with 20+ decisions
82.7%Market approval rate62 of 75 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up60 loans funded

How Whitfield County compares

Approval rate compared
Whitfield County82.7%Georgia67.9%All 616 counties73.1%
Typical loan compared
Whitfield County$185KGeorgia$195KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Whitfield County, GA, 24 of them.

That is 40% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 82.7% of investment cash-out refinance applications in Whitfield County, GA, 14.8 percentage points above the Georgia rate of 67.9%.

Investment property cash-out lenders in Whitfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC100%24 / 24100%$215K24
2Georgia UnitedLimited sample50%3 / 6100%$125K3
3FirstBankLimited sample80%4 / 5100%$185K4
4United Wholesale Mortgage, LLCBroker only100%4 / 4100%$155K4
5Tennessee Valley FCULimited sample50%2 / 4100%$45K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 26 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Whitfield County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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