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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Whitfield County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Whitfield County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 956 applications were decided by 119 lenders between 2023 and 2025.

Whitfield County at a glance

119Active lenders11 with 20+ decisions
68.0%Market approval rate650 of 956 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up612 loans funded

How Whitfield County compares

Approval rate compared
Whitfield County68.0%Georgia64.2%All 616 counties68.2%
Typical loan compared
Whitfield County$145KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Whitfield County, GA, 197 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

FirstBank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.

The typical cash-out refinance here is $145K, 26% smaller than the Georgia typical of $195K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 31% approved of 58Newrez LLC: 41% approved of 29Carrington Mortgage Services, LLC: 43% approved of 21Wells Fargo Bank, National Association: 44% approved of 34Pennymac Loan Services, LLC: 50% approved of 28Tennessee Valley FCU: 62% approved of 26Georgia United: 71% approved of 38United Wholesale Mortgage, LLC: 74% approved of 58Rocket Mortgage, LLC: 81% approved of 252Loandepot.Com, LLC: 84% approved of 25FirstBank: 85% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Whitfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%204 / 25297%$145K197
2United Wholesale Mortgage, LLCBroker only74%43 / 5895%$225K41
3Amerisave Mortgage Corporation31%18 / 58100%$65K18
4Georgia United71%27 / 38100%$145K27
5Wells Fargo Bank, National Association44%15 / 34100%$115K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Whitfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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