Investment property cash-out lenders in Champaign County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in Champaign County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 139 applications were decided by 40 lenders between 2023 and 2025.
Champaign County at a glance
How Champaign County compares
What the data shows
First Federal Savings Bank of Champaign Urbana made the most investment cash-out refinances in Champaign County, IL, 28 of them.
That is 30% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
First Federal Savings Bank of Champaign Urbana approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.
The typical investment cash-out refinance here is $135K, 27% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in Champaign County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First Federal Savings Bank of Champaign Urbana | 97% | 28 / 29 | 100% | $145K | 28 |
| 2 | American Heritage Lending, LLCLimited sample | 91% | 10 / 11 | 10% | $95K | 1 |
| 3 | BankChampaign, National AssociationLimited sample | 100% | 10 / 10 | 100% | $75K | 10 |
| 4 | First State Bank Of ForrestLimited sample | 100% | 7 / 7 | 100% | $125K | 7 |
| 5 | Amerisave Mortgage CorporationLimited sample | 29% | 2 / 7 | 100% | $35K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 35 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Champaign County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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