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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Illinois

Fat Boy Data analyzed home purchase mortgage activity in Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 341,329 applications were decided by 1,048 lenders between 2023 and 2025.

Illinois at a glance

1,048Active lenders482 with 20+ decisions
89.1%Market approval rate304,226 of 341,329 decided
$285KTypical loanmedian lender, $10K brackets
97%Borrower take-up295,872 loans funded

How Illinois compares

Approval rate compared
Illinois89.1%All 616 counties87.6%
Typical loan compared
Illinois$285KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Illinois, 21,732 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 2,851.

The typical home purchase mortgage here is $285K, 15% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 2,210Triad Financial Services, Inc.: 40% approved of 2,377Neighborhood Loans, Inc.: 70% approved of 9,819Flagstar Bank, National Association: 72% approved of 1,268BMO Bank National Association: 76% approved of 2,324Bank of America, National Association: 78% approved of 4,325Navy Federal Credit Union: 78% approved of 2,029Associated Bank, National Association: 79% approved of 1,776Pennymac Loan Services, LLC: 82% approved of 1,975Old National Bank: 82% approved of 1,959PNC Bank, National Association: 83% approved of 2,457U.S. Bank National Association: 84% approved of 4,861Rocket Mortgage, LLC: 86% approved of 10,708Fifth Third Bank, National Association: 86% approved of 3,008Wells Fargo Bank, National Association: 86% approved of 1,650Newrez LLC: 88% approved of 2,323Leaderone Financial Corporation: 88% approved of 1,464The Huntington National Bank: 88% approved of 6,104Dhi Mortgage Company, Ltd.: 89% approved of 2,574Mortgage Research Center, LLC: 89% approved of 5,422Guaranteed Rate Affinity, LLC: 89% approved of 3,137Citibank, National Association: 89% approved of 2,486JPMorgan Chase Bank, National Association: 89% approved of 15,563Loandepot.Com, LLC: 90% approved of 7,730Pulte Mortgage LLC: 90% approved of 1,813United Wholesale Mortgage, LLC: 90% approved of 18,113GREENSTATE Credit Union: 91% approved of 6,812Busey Bank: 91% approved of 1,878The Federal Savings Bank: 91% approved of 2,883Union Home Mortgage Corp.: 92% approved of 2,710Lower, LLC: 92% approved of 1,980Lennar Mortgage, LLC: 93% approved of 2,775Mutual of Omaha Mortgage, Inc.: 93% approved of 1,761Fairway Independent Mortgage Corporation: 93% approved of 10,910FCB Banks: 93% approved of 1,256American Pacific Mortgage Corporation: 94% approved of 5,795Barrington Bank & Trust Company, National Association: 94% approved of 6,126Guild Mortgage Company LLC: 94% approved of 4,687New American Funding, LLC: 94% approved of 4,535Prosperity Home Mortgage, LLC: 95% approved of 1,181First Centennial Mortgage Corporation: 95% approved of 1,324Guaranteed Rate, Inc.: 95% approved of 23,066The Loan Store, Inc.: 95% approved of 1,694M/I Financial, LLC: 95% approved of 1,788Bay Equity LLC: 95% approved of 2,243Ixonia Bank: 96% approved of 1,279Primelending, A Plainscapital Company: 96% approved of 1,251Key Mortgage Services, Inc.: 96% approved of 4,225Mld Mortgage Inc.: 96% approved of 1,492INB, National Association: 96% approved of 1,573Compass Mortgage, Inc.: 96% approved of 2,708Towne Mortgage Company: 96% approved of 2,106Crosscountry Mortgage, LLC: 97% approved of 10,876Delmar Financial Company: 97% approved of 1,259Originpoint LLC: 97% approved of 1,552Citizens Equity First Credit Union: 97% approved of 2,396First State Mortgage Services, LLC: 97% approved of 2,617Flat Branch Mortgage, Inc.: 97% approved of 3,374Proper Rate, LLC: 97% approved of 2,584A & N Mortgage Services, Inc.: 100% approved of 2,851

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Illinois

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.95%21,976 / 23,06699%$305K21,732
2United Wholesale Mortgage, LLCBroker only90%16,279 / 18,11399%$285K16,050
3JPMorgan Chase Bank, National Association89%13,873 / 15,56398%$295K13,618
4Fairway Independent Mortgage Corporation93%10,170 / 10,91099%$255K10,044
5Crosscountry Mortgage, LLC97%10,507 / 10,87699%$315K10,391

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,043 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Illinois. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Illinois

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Counties in Illinois

Cook CountyCountyDuPage CountyCountyLake CountyCountyWill CountyCountyKane CountyCountyMcHenry CountyCountyWinnebago CountyCountyMadison CountyCountySt. Clair CountyCountyChampaign CountyCountySangamon CountyCountyPeoria CountyCounty