Investment property cash-out lenders in St. Clair County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in St. Clair County, Illinois, home to Belleville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 249 applications were decided by 76 lenders between 2023 and 2025.
St. Clair County at a glance
How St. Clair County compares
What the data shows
FCB Banks made the most investment cash-out refinances in St. Clair County, IL, 27 of them.
FCB Banks approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.
The typical investment cash-out refinance here is $105K, 43% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in St. Clair County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 72% | 21 / 29 | 100% | $75K | 21 |
| 2 | FCB Banks | 93% | 27 / 29 | 100% | $105K | 27 |
| 3 | Bank of O'FallonLimited sample | 100% | 13 / 13 | 100% | $135K | 13 |
| 4 | First FSB of MascoutahLimited sample | 100% | 13 / 13 | 100% | $155K | 13 |
| 5 | Bpl Mortgage, LLCLimited sample | 69% | 9 / 13 | 89% | $125K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 71 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.