HomeIowaCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Iowa

Fat Boy Data analyzed cash-out refinance activity in Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,160 applications were decided by 268 lenders between 2023 and 2025.

Iowa at a glance

268Active lenders63 with 20+ decisions
71.7%Market approval rate8,718 of 12,160 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,252 loans funded

How Iowa compares

Approval rate compared
Iowa71.7%All 616 counties68.2%
Typical loan compared
Iowa$135KAll 616 counties$155K

What the data shows

GREENSTATE Credit Union made the most cash-out refinances in Iowa, 1,851 of them.

Premier Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 645Mortgage Research Center, LLC: 24% approved of 173Lakeview Loan Servicing, LLC: 29% approved of 86Spring Eq, LLC: 32% approved of 47American Financing Corporation: 39% approved of 59New Day Financial, LLC: 42% approved of 190Carrington Mortgage Services, LLC: 48% approved of 274Dupaco Community: 48% approved of 147Marine Credit Union: 49% approved of 400Newrez LLC: 49% approved of 243Loandepot.Com, LLC: 54% approved of 296Village Capital & Investment LLC: 57% approved of 49BMO Bank National Association: 57% approved of 110Barrington Bank & Trust Company, National Association: 59% approved of 29Wells Fargo Bank, National Association: 62% approved of 238Freedom Mortgage Corporation: 64% approved of 297Mutual of Omaha Mortgage, Inc.: 65% approved of 110Pennymac Loan Services, LLC: 66% approved of 191New American Funding, LLC: 66% approved of 156Navy Federal Credit Union: 67% approved of 45Equity Prime Mortgage LLC: 67% approved of 24Collins Community Credit Union: 67% approved of 98Advantagefirst Lending Inc.: 68% approved of 28Onity Mortgage Corporation: 71% approved of 28JPMorgan Chase Bank, National Association: 72% approved of 32Great Southern Bank: 74% approved of 38United Wholesale Mortgage, LLC: 74% approved of 282Rocket Mortgage, LLC: 75% approved of 1,801Empeople Credit Union: 75% approved of 156Flagstar Bank, National Association: 76% approved of 50Farmers State Bank: 78% approved of 40Northwest Bank: 78% approved of 49Greater Iowa Credit Union: 78% approved of 243U.S. Bank National Association: 78% approved of 277Sofi Bank, N.A.tional Association: 79% approved of 28The Federal Savings Bank: 80% approved of 50Guaranteed Rate, Inc.: 80% approved of 45First: 81% approved of 48Iowa Bankers Mortgage Corporation: 82% approved of 88First Class Community: 83% approved of 42Lower, LLC: 84% approved of 62Central Bank: 84% approved of 81R.I.A. Federal Credit Union: 84% approved of 45Nationstar Mortgage LLC: 85% approved of 175Guild Mortgage Company LLC: 86% approved of 57Ascentra Credit Union: 87% approved of 63DuTrac Community Credit Union: 88% approved of 26Community Choice Credit Union: 89% approved of 105GREENSTATE Credit Union: 90% approved of 2,181Community 1St Credit Union: 91% approved of 23Veridian Credit Union: 92% approved of 482Cedar Falls Community Credit Union: 94% approved of 68Siouxland Federal Credit Union: 94% approved of 34Financial Plus Credit Union: 95% approved of 59Telco Triad Community Credit Union: 95% approved of 65Coastal Community Bank: 96% approved of 54Hills Bank and Trust Company: 97% approved of 95Corda Credit Union: 97% approved of 135Premier Credit Union: 100% approved of 55AIM Credit Union: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Iowa

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union90%1,966 / 2,18194%$65K1,851
2Rocket Mortgage, LLC75%1,350 / 1,80198%$135K1,324
3Amerisave Mortgage Corporation24%153 / 64598%$75K150
4Veridian Credit Union92%443 / 48294%$155K418
5Marine Credit Union49%195 / 40082%$65K160

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 263 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Iowa. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Iowa

Counties in Iowa