Investment property improvement lenders in Polk County, Iowa
Fat Boy Data analyzed investment home improvement loan activity in Polk County, Iowa, home to Des Moines, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 138 applications were decided by 53 lenders between 2023 and 2025.
Polk County at a glance
How Polk County compares
What the data shows
Central Bank made the most investment home improvement loans in Polk County, IA, 11 of them.
Lenders approved 71.7% of investment home improvement loan applications in Polk County, IA, 11.7 percentage points below the Iowa rate of 83.4%.
Investment property improvement lenders in Polk County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Central BankLimited sample | 100% | 11 / 11 | 100% | $125K | 11 |
| 2 | Veridian Credit UnionLimited sample | 78% | 7 / 9 | 100% | $75K | 7 |
| 3 | U.S. Bank National AssociationLimited sample | 0% | 0 / 7 | — | — | 0 |
| 4 | Bank IowaLimited sample | 100% | 7 / 7 | 100% | $145K | 7 |
| 5 | Community Choice Credit UnionLimited sample | 83% | 5 / 6 | 100% | $85K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 48 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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