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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Polk County, Iowa

Fat Boy Data analyzed investment cash-out refinance activity in Polk County, Iowa, home to Des Moines, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 310 applications were decided by 82 lenders between 2023 and 2025.

Polk County at a glance

82Active lenders3 with 20+ decisions
79.7%Market approval rate247 of 310 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up233 loans funded

How Polk County compares

Approval rate compared
Polk County79.7%Iowa77.4%All 616 counties73.1%
Typical loan compared
Polk County$125KIowa$125KAll 616 counties$205K

What the data shows

Community Choice Credit Union made the most investment cash-out refinances in Polk County, IA, 42 of them.

Community Choice Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Investment property cash-out lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Choice Credit Union100%42 / 42100%$105K42
2GREENSTATE Credit Union77%17 / 2294%$165K16
3Homexpress Mortgage Corp.Broker only52%11 / 21100%$135K11
4Veridian Credit UnionLimited sample75%12 / 1692%$125K11
5First State BankLimited sample100%14 / 14100%$85K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 77 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Polk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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