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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Fayette County, Kentucky

Fat Boy Data analyzed investment property refinance activity in Fayette County, Kentucky, home to Lexington-Fayette urban county, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 575 applications were decided by 78 lenders between 2023 and 2025.

Fayette County at a glance

78Active lenders6 with 20+ decisions
90.1%Market approval rate518 of 575 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up498 loans funded

How Fayette County compares

Approval rate compared
Fayette County90.1%Kentucky86.2%All 616 counties77.7%
Typical loan compared
Fayette County$185KKentucky$155KAll 616 counties$235K

What the data shows

Commonwealth Federal Credit Union made the most investment property refinances in Fayette County, KY, 97 of them.

Traditional Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

The typical investment property refinance here is $185K, 19% larger than the Kentucky typical of $155K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%University of Kentucky: 68% approved of 59One lender: 93% approved of 29Peoples Exchange Bank: 94% approved of 34Commonwealth Federal Credit Union: 94% approved of 104Bank of Lexington, Inc.: 95% approved of 44Traditional Bank, Inc.: 100% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Commonwealth Federal Credit Union94%98 / 10499%$185K97
2Traditional Bank, Inc.100%65 / 6598%$155K64
3University of Kentucky68%40 / 5998%$175K39
4Bank of Lexington, Inc.95%42 / 44100%$205K42
5Peoples Exchange Bank94%32 / 34100%$155K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Fayette County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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