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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Fayette County, Kentucky

Fat Boy Data analyzed investment cash-out refinance activity in Fayette County, Kentucky, home to Lexington-Fayette urban county, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 254 applications were decided by 87 lenders between 2023 and 2025.

Fayette County at a glance

87Active lenders1 with 20+ decisions
81.1%Market approval rate206 of 254 decided
$155KTypical loanmedian lender, $10K brackets
98%Borrower take-up201 loans funded

How Fayette County compares

Approval rate compared
Fayette County81.1%Kentucky79.4%All 616 counties73.1%
Typical loan compared
Fayette County$155KKentucky$145KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Fayette County, KY, 12 of them.

Investment property cash-out lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%22 / 26100%$175K22
2Rocket Mortgage, LLCLimited sample67%12 / 18100%$145K12
3Commonwealth Federal Credit UnionLimited sample82%9 / 11100%$165K9
4Park Federal Credit UnionLimited sample91%10 / 1190%$135K9
5Guardian Savings BankLimited sample56%5 / 9100%$115K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 82 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Fayette County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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