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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Maryland

Fat Boy Data analyzed cash-out refinance activity in Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58,855 applications were decided by 470 lenders between 2023 and 2025.

Maryland at a glance

470Active lenders165 with 20+ decisions
65.4%Market approval rate38,471 of 58,855 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up36,279 loans funded

How Maryland compares

Approval rate compared
Maryland65.4%All 616 counties68.2%
Typical loan compared
Maryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Maryland, 8,972 of them.

POINT BREEZE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 230.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 622One lender: 18% approved of 216One lender: 18% approved of 163One lender: 23% approved of 673Amerisave Mortgage Corporation: 28% approved of 3,235Carrington Mortgage Services, LLC: 32% approved of 2,263One lender: 32% approved of 293One lender: 33% approved of 827One lender: 41% approved of 483One lender: 42% approved of 745Newrez LLC: 43% approved of 3,025One lender: 43% approved of 619One lender: 52% approved of 599One lender: 53% approved of 154One lender: 53% approved of 202One lender: 54% approved of 156One lender: 56% approved of 570One lender: 62% approved of 1,633One lender: 62% approved of 218One lender: 63% approved of 305One lender: 63% approved of 2,205One lender: 64% approved of 184One lender: 66% approved of 1,732One lender: 67% approved of 223One lender: 67% approved of 198One lender: 68% approved of 1,848One lender: 68% approved of 171One lender: 68% approved of 188One lender: 69% approved of 176One lender: 69% approved of 558One lender: 70% approved of 465One lender: 70% approved of 492United Wholesale Mortgage, LLC: 71% approved of 3,192One lender: 71% approved of 183One lender: 71% approved of 201One lender: 72% approved of 1,554One lender: 72% approved of 327One lender: 74% approved of 1,155One lender: 75% approved of 253One lender: 76% approved of 173One lender: 76% approved of 1,181One lender: 77% approved of 255One lender: 79% approved of 229Rocket Mortgage, LLC: 80% approved of 11,674One lender: 80% approved of 271One lender: 85% approved of 209One lender: 85% approved of 388One lender: 86% approved of 565One lender: 86% approved of 1,814One lender: 87% approved of 187One lender: 87% approved of 937One lender: 89% approved of 166One lender: 91% approved of 239One lender: 96% approved of 204One lender: 96% approved of 176One lender: 96% approved of 187One lender: 97% approved of 181One lender: 97% approved of 152One lender: 99% approved of 230One lender: 100% approved of 208

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Maryland

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%9,287 / 11,67497%$155K8,972
2Amerisave Mortgage Corporation28%897 / 3,23597%$95K867
3United Wholesale Mortgage, LLCBroker only71%2,260 / 3,19296%$325K2,170
4Newrez LLC43%1,311 / 3,02598%$115K1,285
5Carrington Mortgage Services, LLC32%719 / 2,26379%$225K566

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 465 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Maryland. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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