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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Howard County, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Howard County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 158 applications were decided by 75 lenders between 2023 and 2025.

Howard County at a glance

75Active lenders0 with 20+ decisions
72.2%Market approval rate114 of 158 decided
$225KTypical loanmedian lender, $10K brackets
91%Borrower take-up104 loans funded

How Howard County compares

Approval rate compared
Howard County72.2%Maryland70.4%All 616 counties73.1%
Typical loan compared
Howard County$225KMaryland$155KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Howard County, MD, 8 of them.

The typical investment cash-out refinance here is $225K, 45% larger than the Maryland typical of $155K.

Investment property cash-out lenders in Howard County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%15 / 1793%$215K14
2Rocket Mortgage, LLCLimited sample73%8 / 11100%$225K8
3Amerisave Mortgage CorporationLimited sample43%3 / 7100%$115K3
4Homexpress Mortgage Corp.Broker only71%5 / 780%$265K4
5State Employees Credit Union of Maryland, IncorporatedLimited sample67%4 / 6100%$155K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 70 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Howard County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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