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investment property lenders · HMDA 2023–2025

Investment property lenders in Montgomery County, Maryland

Fat Boy Data analyzed investment property mortgage activity in Montgomery County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,858 applications were decided by 258 lenders between 2023 and 2025.

Montgomery County at a glance

258Active lenders24 with 20+ decisions
86.7%Market approval rate1,610 of 1,858 decided
$325KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,551 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County86.7%Maryland83.1%All 616 counties87.5%
Typical loan compared
Montgomery County$325KMaryland$195KAll 616 counties$255K

What the data shows

Rocket Mortgage, LLC made the most investment property mortgages in Montgomery County, MD, 67 of them.

Prosperity Home Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical investment property mortgage here is $325K, 67% larger than the Maryland typical of $195K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 41% approved of 22Bank of America, National Association: 62% approved of 26Newrez LLC: 74% approved of 27United Wholesale Mortgage, LLC: 80% approved of 81JPMorgan Chase Bank, National Association: 81% approved of 26Pennymac Loan Services, LLC: 81% approved of 48Sandy Spring Bank: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 81A&D Mortgage LLC: 85% approved of 20Temple View Capital Funding, Lp: 85% approved of 20Bay Equity LLC: 86% approved of 22Wells Fargo Bank, National Association: 88% approved of 24Truist Bank: 89% approved of 65Kiavi Funding, Inc.: 93% approved of 57Ocmbc, Inc.: 94% approved of 53Fidelity Direct Mortgage, LLC: 95% approved of 20Bank-Fund Staff Federal Credit Union: 96% approved of 23United Nations Federal Credit Union: 96% approved of 24Embrace Home Loans, Inc.: 96% approved of 28Amwest Funding Corp.: 97% approved of 31Prosperity Home Mortgage, LLC: 100% approved of 42Atlantic Coast Mortgage, LLC: 100% approved of 22Citadel Servicing Corporation: 100% approved of 21First Savings Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%67 / 81100%$315K67
2United Wholesale Mortgage, LLCBroker only80%65 / 81100%$295K65
3Truist Bank89%58 / 65100%$335K58
4Kiavi Funding, Inc.93%53 / 57100%$415K53
5Ocmbc, Inc.Broker only94%50 / 5392%$335K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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  • Branch count and how to apply
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