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investment property lenders · HMDA 2023–2025

Investment property lenders in Montgomery County, Maryland

Fat Boy Data analyzed investment property mortgage activity in Montgomery County, Maryland, home to Gaithersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,858 applications were decided by 258 lenders between 2023 and 2025.

Montgomery County at a glance

258Active lenders24 with 20+ decisions
86.7%Market approval rate1,610 of 1,858 decided
$325KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,551 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County86.7%Maryland83.1%All 616 counties87.5%
Typical loan compared
Montgomery County$325KMaryland$195KAll 616 counties$255K

What the data shows

Rocket Mortgage, LLC made the most investment property mortgages in Montgomery County, MD, 67 of them.

Prosperity Home Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical investment property mortgage here is $325K, 67% larger than the Maryland typical of $195K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 22One lender: 62% approved of 26One lender: 74% approved of 27United Wholesale Mortgage, LLC: 80% approved of 81One lender: 81% approved of 26One lender: 81% approved of 48One lender: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 81One lender: 85% approved of 20One lender: 85% approved of 20One lender: 86% approved of 22One lender: 88% approved of 24Truist Bank: 89% approved of 65Kiavi Funding, Inc.: 93% approved of 57Ocmbc, Inc.: 94% approved of 53One lender: 95% approved of 20One lender: 96% approved of 23One lender: 96% approved of 24One lender: 96% approved of 28One lender: 97% approved of 31One lender: 100% approved of 42One lender: 100% approved of 22One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%67 / 81100%$315K67
2United Wholesale Mortgage, LLCBroker only80%65 / 81100%$295K65
3Truist Bank89%58 / 65100%$335K58
4Kiavi Funding, Inc.93%53 / 57100%$415K53
5Ocmbc, Inc.Broker only94%50 / 5392%$335K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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