refinance lenders · HMDA 2023–2025

Refinance lenders in Washtenaw County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Washtenaw County, Michigan, home to Ann Arbor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,774 applications were decided by 193 lenders between 2023 and 2025.

Washtenaw County at a glance

193Active lenders31 with 20+ decisions
79.0%Market approval rate2,191 of 2,774 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,056 loans funded

How Washtenaw County compares

Approval rate compared
Washtenaw County79.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
Washtenaw County$265KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Washtenaw County, MI, 161 of them.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical mortgage refinance here is $265K, 83% larger than the Michigan typical of $145K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 47One lender: 37% approved of 38One lender: 43% approved of 21One lender: 61% approved of 31Comerica Bank: 62% approved of 127The Huntington National Bank: 63% approved of 140One lender: 66% approved of 64One lender: 68% approved of 22One lender: 74% approved of 110One lender: 75% approved of 118One lender: 77% approved of 60One lender: 78% approved of 23One lender: 79% approved of 101PNC Bank, National Association: 80% approved of 171Rocket Mortgage, LLC: 83% approved of 215One lender: 83% approved of 30One lender: 84% approved of 37One lender: 84% approved of 115One lender: 87% approved of 23One lender: 91% approved of 22One lender: 92% approved of 60One lender: 92% approved of 24United Wholesale Mortgage, LLC: 92% approved of 268One lender: 94% approved of 65One lender: 95% approved of 42One lender: 96% approved of 24One lender: 100% approved of 55One lender: 100% approved of 39One lender: 100% approved of 25One lender: 100% approved of 25One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washtenaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%247 / 26896%$345K237
2Rocket Mortgage, LLC83%178 / 21590%$325K161
3PNC Bank, National Association80%137 / 17197%$155K133
4The Huntington National Bank63%88 / 14091%$235K80
5Comerica Bank62%79 / 12797%$165K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washtenaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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