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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washtenaw County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Washtenaw County, Michigan, home to Ann Arbor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,987 applications were decided by 187 lenders between 2023 and 2025.

Washtenaw County at a glance

187Active lenders26 with 20+ decisions
73.9%Market approval rate2,206 of 2,987 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,101 loans funded

How Washtenaw County compares

Approval rate compared
Washtenaw County73.9%Michigan71.5%All 616 counties68.2%
Typical loan compared
Washtenaw County$135KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washtenaw County, MI, 679 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 25One lender: 32% approved of 44One lender: 32% approved of 22Amerisave Mortgage Corporation: 32% approved of 134One lender: 38% approved of 24Newrez LLC: 52% approved of 111One lender: 55% approved of 71One lender: 71% approved of 42One lender: 71% approved of 28One lender: 72% approved of 74One lender: 76% approved of 37One lender: 76% approved of 66The Huntington National Bank: 79% approved of 183United Wholesale Mortgage, LLC: 79% approved of 217One lender: 80% approved of 49One lender: 80% approved of 41Rocket Mortgage, LLC: 82% approved of 844One lender: 83% approved of 36One lender: 85% approved of 26One lender: 86% approved of 90One lender: 95% approved of 21One lender: 95% approved of 22One lender: 96% approved of 25One lender: 96% approved of 26One lender: 97% approved of 35One lender: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Washtenaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%695 / 84498%$125K679
2United Wholesale Mortgage, LLCBroker only79%172 / 21797%$235K167
3The Huntington National Bank79%144 / 18393%$145K134
4Amerisave Mortgage Corporation32%43 / 134100%$85K43
5Newrez LLC52%58 / 11198%$95K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 182 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Washtenaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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