Home›Missouri›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Missouri

Fat Boy Data analyzed mortgage refinance activity in Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 27,724 applications were decided by 480 lenders between 2023 and 2025.

Missouri at a glance

480Active lenders160 with 20+ decisions
82.7%Market approval rate22,928 of 27,724 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up21,478 loans funded

How Missouri compares

Approval rate compared
Missouri82.7%All 616 counties76.5%
Typical loan compared
Missouri$245KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Missouri, 1,456 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 194.

Lenders approved 82.7% of mortgage refinance applications in Missouri, 6.2 percentage points above the the United States rate of 76.5%.

The typical mortgage refinance here is $245K, 17% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 107One lender: 36% approved of 468One lender: 60% approved of 551One lender: 65% approved of 514One lender: 70% approved of 256One lender: 70% approved of 113One lender: 70% approved of 513One lender: 72% approved of 686One lender: 73% approved of 154One lender: 73% approved of 387One lender: 74% approved of 118One lender: 76% approved of 360Communityamerica Federal Credit Union: 77% approved of 2,003One lender: 77% approved of 106One lender: 77% approved of 142One lender: 78% approved of 260One lender: 78% approved of 99Commerce Bank: 79% approved of 1,437One lender: 80% approved of 537One lender: 80% approved of 384One lender: 81% approved of 246One lender: 81% approved of 137Rocket Mortgage, LLC: 82% approved of 1,460One lender: 82% approved of 444One lender: 82% approved of 212One lender: 82% approved of 100One lender: 85% approved of 213One lender: 85% approved of 114One lender: 85% approved of 122One lender: 86% approved of 119One lender: 86% approved of 156One lender: 86% approved of 100One lender: 86% approved of 176One lender: 86% approved of 177One lender: 87% approved of 221One lender: 89% approved of 213One lender: 90% approved of 116One lender: 90% approved of 910One lender: 90% approved of 142United Wholesale Mortgage, LLC: 90% approved of 1,543One lender: 90% approved of 540One lender: 91% approved of 258One lender: 92% approved of 156One lender: 92% approved of 144One lender: 92% approved of 239One lender: 92% approved of 247One lender: 92% approved of 133One lender: 93% approved of 192One lender: 94% approved of 167One lender: 96% approved of 98One lender: 96% approved of 131One lender: 96% approved of 270One lender: 96% approved of 303Freedom Mortgage Corporation: 96% approved of 1,185One lender: 98% approved of 125One lender: 98% approved of 703One lender: 98% approved of 94One lender: 99% approved of 147One lender: 100% approved of 461One lender: 100% approved of 194

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Missouri

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union77%1,547 / 2,00394%$105K1,456
2United Wholesale Mortgage, LLCBroker only90%1,394 / 1,54397%$305K1,358
3Rocket Mortgage, LLC82%1,190 / 1,46092%$245K1,092
4Commerce Bank79%1,130 / 1,43799%$75K1,119
5Freedom Mortgage Corporation96%1,143 / 1,18580%$245K918

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 475 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Missouri. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Missouri

Other lending data for Missouri

Counties in Missouri