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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Broome County, New York

Fat Boy Data analyzed investment property refinance activity in Broome County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 99 applications were decided by 33 lenders between 2023 and 2025.

Broome County at a glance

33Active lenders1 with 20+ decisions
67.7%Market approval rate67 of 99 decided
$115KTypical loanmedian lender, $10K brackets
90%Borrower take-up60 loans funded

How Broome County compares

Approval rate compared
Broome County67.7%New York76.8%All 616 counties77.7%
Typical loan compared
Broome County$115KNew York$485KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Broome County, NY, 17 of them.

That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 65% of 26.

Lenders approved 67.7% of investment property refinance applications in Broome County, NY, 9.1 percentage points below the New York rate of 76.8%.

The typical investment property refinance here is $115K, 76% smaller than the New York typical of $485K.

Investment property refinance lenders in Broome County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.65%17 / 26100%$115K17
2Tioga State Bank, N. A.Limited sample55%6 / 11100%$125K6
3Foundation Mortgage CorporationBroker only86%6 / 717%$245K1
4NBT Bank, National AssociationLimited sample80%4 / 5100%$315K4
5Everett Financial, Inc.Limited sample100%4 / 4100%$75K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 28 more lenders.

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