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refinance lenders · HMDA 2023–2025

Refinance lenders in Broome County, New York

Fat Boy Data analyzed mortgage refinance activity in Broome County, New York, home to Binghamton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 701 applications were decided by 66 lenders between 2023 and 2025.

Broome County at a glance

66Active lenders9 with 20+ decisions
74.6%Market approval rate523 of 701 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up504 loans funded

How Broome County compares

Approval rate compared
Broome County74.6%New York71.0%All 616 counties76.5%
Typical loan compared
Broome County$85KNew York$205KAll 616 counties$295K

What the data shows

Manufacturers and Traders Trust Company made the most mortgage refinances in Broome County, NY, 102 of them.

Broadview Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 67.

The typical mortgage refinance here is $85K, 59% smaller than the New York typical of $205K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 30One lender: 57% approved of 30Citizens Bank, National Association: 68% approved of 96One lender: 73% approved of 26NBT Bank, National Association: 78% approved of 54Rocket Mortgage, LLC: 78% approved of 74Manufacturers and Traders Trust Company: 80% approved of 134One lender: 81% approved of 27Broadview Federal Credit Union: 85% approved of 67

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Broome County

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company80%107 / 13495%$75K102
2Citizens Bank, National Association68%65 / 9694%$95K61
3Rocket Mortgage, LLC78%58 / 7493%$155K54
4Broadview Federal Credit Union85%57 / 67100%$75K57
5NBT Bank, National Association78%42 / 5495%$75K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Broome County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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