HomeNew YorkErie CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Erie County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Erie County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,005 applications were decided by 96 lenders between 2023 and 2025.

Erie County at a glance

96Active lenders16 with 20+ decisions
75.9%Market approval rate763 of 1,005 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up700 loans funded

How Erie County compares

Approval rate compared
Erie County75.9%New York76.5%All 616 counties73.1%
Typical loan compared
Erie County$155KNew York$425KAll 616 counties$205K

What the data shows

Velocity Commercial Capital, LLC made the most investment cash-out refinances in Erie County, NY, 61 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment cash-out refinance here is $155K, 64% smaller than the New York typical of $425K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%KeyBank National Association: 23% approved of 22Lendingone, LLC: 54% approved of 26Hometown Equity Mortgage, LLC: 54% approved of 35Manufacturers and Traders Trust Company: 65% approved of 20Plaza Home Mortgage, Inc.: 67% approved of 30United Wholesale Mortgage, LLC: 79% approved of 131Rocket Mortgage, LLC: 80% approved of 40Loan Funder LLC: 83% approved of 36American Heritage Lending, LLC: 87% approved of 30American Financial Network, Inc.: 88% approved of 48Bpl Mortgage, LLC: 90% approved of 69Lima One Capital, LLC: 90% approved of 20Premium Mortgage Corporation: 91% approved of 22Citadel Servicing Corporation: 96% approved of 26Velocity Commercial Capital, LLC: 98% approved of 65Crosscountry Mortgage, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only79%104 / 13199%$165K103
2Bpl Mortgage, LLC90%62 / 6976%$135K47
3Velocity Commercial Capital, LLC98%64 / 6595%$125K61
4American Financial Network, Inc.88%42 / 48100%$185K42
5Rocket Mortgage, LLC80%32 / 4097%$135K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 91 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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