Home›New York›Orange County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Orange County, New York

Fat Boy Data analyzed mortgage refinance activity in Orange County, New York, home to Kiryas Joel, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,555 applications were decided by 124 lenders between 2023 and 2025.

Orange County at a glance

124Active lenders22 with 20+ decisions
71.5%Market approval rate1,828 of 2,555 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,675 loans funded

How Orange County compares

Approval rate compared
Orange County71.5%New York71.0%All 616 counties76.5%
Typical loan compared
Orange County$155KNew York$205KAll 616 counties$295K

What the data shows

Hudson Valley Credit Union made the most mortgage refinances in Orange County, NY, 345 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $155K, 24% smaller than the New York typical of $205K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 119One lender: 38% approved of 26One lender: 41% approved of 59One lender: 50% approved of 42One lender: 59% approved of 22One lender: 60% approved of 20One lender: 61% approved of 62One lender: 62% approved of 21One lender: 68% approved of 90One lender: 70% approved of 99Citizens Bank, National Association: 72% approved of 354One lender: 74% approved of 23Hudson Valley Credit Union: 74% approved of 571One lender: 76% approved of 63Rocket Mortgage, LLC: 77% approved of 162One lender: 86% approved of 22One lender: 87% approved of 23One lender: 88% approved of 32Heritage Financial Credit Union: 92% approved of 263One lender: 94% approved of 33One lender: 95% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Hudson Valley Credit Union74%425 / 57181%$125K345
2Citizens Bank, National Association72%254 / 35495%$205K241
3Heritage Financial Credit Union92%243 / 263100%$95K243
4Rocket Mortgage, LLC77%124 / 16294%$315K116
5Discover Bank24%28 / 11989%$95K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Orange County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Orange County

Other lending data for Orange County

Nearby markets