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refinance lenders · HMDA 2023–2025

Refinance lenders in Orange County, New York

Fat Boy Data analyzed mortgage refinance activity in Orange County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,555 applications were decided by 124 lenders between 2023 and 2025.

Orange County at a glance

124Active lenders22 with 20+ decisions
71.5%Market approval rate1,828 of 2,555 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,675 loans funded

How Orange County compares

Approval rate compared
Orange County71.5%New York71.0%All 616 counties76.5%
Typical loan compared
Orange County$155KNew York$205KAll 616 counties$295K

What the data shows

Hudson Valley Credit Union made the most mortgage refinances in Orange County, NY, 345 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $155K, 24% smaller than the New York typical of $205K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 119Mid-Hudson Valley Federal Credit Union: 38% approved of 26Newrez LLC: 41% approved of 59KeyBank National Association: 50% approved of 42Webster Bank, National Association: 59% approved of 22Nationstar Mortgage LLC: 60% approved of 20Bank of America, National Association: 61% approved of 62Primelending, A Plainscapital Company: 62% approved of 21TD Bank, National Association: 68% approved of 90Manufacturers and Traders Trust Company: 70% approved of 99Citizens Bank, National Association: 72% approved of 354Wells Fargo Bank, National Association: 74% approved of 23Hudson Valley Credit Union: 74% approved of 571United Wholesale Mortgage, LLC: 76% approved of 63Rocket Mortgage, LLC: 77% approved of 162Pennymac Loan Services, LLC: 86% approved of 22Royal United Mortgage LLC: 87% approved of 23JPMorgan Chase Bank, National Association: 88% approved of 32Heritage Financial Credit Union: 92% approved of 263Norwich Commercial Group, Inc.: 94% approved of 33Planet Home Lending, LLC: 95% approved of 21Nationwide Mortgage Bankers, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Hudson Valley Credit Union74%425 / 57181%$125K345
2Citizens Bank, National Association72%254 / 35495%$205K241
3Heritage Financial Credit Union92%243 / 263100%$95K243
4Rocket Mortgage, LLC77%124 / 16294%$315K116
5Discover Bank24%28 / 11989%$95K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Orange County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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