Investment property refinance lenders in Saratoga County, New York
Fat Boy Data analyzed investment property refinance activity in Saratoga County, New York, home to Saratoga Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 84 applications were decided by 37 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Sunmark Credit Union made the most investment property refinances in Saratoga County, NY, 12 of them.
The typical investment property refinance here is $205K, 58% smaller than the New York typical of $485K.
Investment property refinance lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sunmark Credit UnionLimited sample | 100% | 12 / 12 | 100% | $205K | 12 |
| 2 | TrustCo BankLimited sample | 100% | 8 / 8 | 88% | $55K | 7 |
| 3 | Citizens Bank, National AssociationLimited sample | 33% | 2 / 6 | 100% | $205K | 2 |
| 4 | Community Bank, National AssociationLimited sample | 80% | 4 / 5 | 100% | $335K | 4 |
| 5 | Arrow Bank National AssociationLimited sample | 50% | 2 / 4 | 100% | $155K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 32 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Saratoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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