Investment property cash-out lenders in Saratoga County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Saratoga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 149 applications were decided by 57 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Saratoga County, NY, 11 of them.
The typical investment cash-out refinance here is $255K, 40% smaller than the New York typical of $425K.
Investment property cash-out lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Hometown Equity Mortgage, LLCLimited sample | 73% | 11 / 15 | 100% | $215K | 11 |
| 2 | Rocket Mortgage, LLCLimited sample | 70% | 7 / 10 | 100% | $165K | 7 |
| 3 | Ballston Spa National BankLimited sample | 100% | 9 / 9 | 100% | $295K | 9 |
| 4 | Chemung Canal Trust CompanyLimited sample | 75% | 6 / 8 | 67% | $475K | 4 |
| 5 | Sunmark Credit UnionLimited sample | 100% | 6 / 6 | 83% | $205K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 52 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment cash-out refinance lenders in Saratoga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.