Investment property cash-out lenders in Saratoga County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Saratoga County, New York, home to Saratoga Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 149 applications were decided by 57 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Saratoga County, NY, 11 of them.
The typical investment cash-out refinance here is $255K, 40% smaller than the New York typical of $425K.
Investment property cash-out lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Hometown Equity Mortgage, LLCLimited sample | 73% | 11 / 15 | 100% | $215K | 11 |
| 2 | Rocket Mortgage, LLCLimited sample | 70% | 7 / 10 | 100% | $165K | 7 |
| 3 | Ballston Spa National BankLimited sample | 100% | 9 / 9 | 100% | $295K | 9 |
| 4 | Chemung Canal Trust CompanyLimited sample | 75% | 6 / 8 | 67% | $475K | 4 |
| 5 | Sunmark Credit UnionLimited sample | 100% | 6 / 6 | 83% | $205K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 52 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Saratoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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