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investment property lenders · HMDA 2023–2025

Investment property lenders in Westchester County, New York

Fat Boy Data analyzed investment property mortgage activity in Westchester County, New York, home to Yonkers, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,690 applications were decided by 176 lenders between 2023 and 2025.

Westchester County at a glance

176Active lenders23 with 20+ decisions
82.2%Market approval rate1,390 of 1,690 decided
$525KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,320 loans funded

How Westchester County compares

Approval rate compared
Westchester County82.2%New York85.2%All 616 counties87.5%
Typical loan compared
Westchester County$525KNew York$465KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Westchester County, NY, 152 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment property mortgage here is $525K, 13% larger than the New York typical of $465K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 31One lender: 41% approved of 22One lender: 63% approved of 35One lender: 70% approved of 23One lender: 70% approved of 43One lender: 70% approved of 47One lender: 71% approved of 41One lender: 71% approved of 38One lender: 74% approved of 23One lender: 79% approved of 47One lender: 79% approved of 33One lender: 80% approved of 44Kiavi Funding, Inc.: 81% approved of 54United Wholesale Mortgage, LLC: 85% approved of 87One lender: 86% approved of 29Loan Funder LLC: 88% approved of 177JPMorgan Chase Bank, National Association: 88% approved of 69One lender: 91% approved of 33One lender: 91% approved of 23Crosscountry Mortgage, LLC: 93% approved of 68One lender: 95% approved of 43One lender: 96% approved of 24One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Westchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC88%155 / 17798%$525K152
2United Wholesale Mortgage, LLCBroker only85%74 / 87100%$485K74
3JPMorgan Chase Bank, National Association88%61 / 6995%$555K58
4Crosscountry Mortgage, LLC93%63 / 6898%$485K62
5Kiavi Funding, Inc.81%44 / 5491%$485K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 171 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Westchester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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