refinance lenders · HMDA 2023–2025

Refinance lenders in Wayne County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Wayne County, North Carolina, home to Goldsboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,231 applications were decided by 104 lenders between 2023 and 2025.

Wayne County at a glance

104Active lenders12 with 20+ decisions
75.0%Market approval rate923 of 1,231 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up839 loans funded

How Wayne County compares

Approval rate compared
Wayne County75.0%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Wayne County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Wayne County, NC, 177 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 81.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 43% approved of 28Mortgage Research Center, LLC: 56% approved of 63One lender: 64% approved of 22State Employees': 67% approved of 269One lender: 69% approved of 48Truist Bank: 75% approved of 105One lender: 78% approved of 54One lender: 81% approved of 32One lender: 85% approved of 48United Wholesale Mortgage, LLC: 93% approved of 120One lender: 94% approved of 51Freedom Mortgage Corporation: 95% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'67%179 / 26999%$85K177
2United Wholesale Mortgage, LLCBroker only93%112 / 12093%$255K104
3Truist Bank75%79 / 10594%$105K74
4Freedom Mortgage Corporation95%77 / 8179%$245K61
5Mortgage Research Center, LLC56%35 / 6394%$265K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 99 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Wayne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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