Cash-out refinance lenders in North Dakota
Fat Boy Data analyzed cash-out refinance activity in North Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,062 applications were decided by 90 lenders between 2023 and 2025.
North Dakota at a glance
How North Dakota compares
What the data shows
TOWN AND COUNTRY Credit Union made the most cash-out refinances in North Dakota, 194 of them.
TOWN AND COUNTRY Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 89% of 219.
Lenders approved 75.8% of cash-out refinance applications in North Dakota, 7.6 percentage points above the the United States rate of 68.2%.
The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in North Dakota
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | TOWN AND COUNTRY Credit Union | 89% | 194 / 219 | 100% | $65K | 194 |
| 2 | Rocket Mortgage, LLC | 80% | 132 / 165 | 98% | $135K | 129 |
| 3 | First Community Credit Union | 87% | 53 / 61 | 98% | $55K | 52 |
| 4 | United Wholesale Mortgage, LLCBroker only | 77% | 41 / 53 | 100% | $225K | 41 |
| 5 | First International Bank & Trust | 80% | 40 / 50 | 98% | $175K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 85 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in North Dakota. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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