Cash-out refinance lenders in North Dakota
Fat Boy Data analyzed cash-out refinance activity in North Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,062 applications were decided by 90 lenders between 2023 and 2025.
North Dakota at a glance
How North Dakota compares
What the data shows
TOWN AND COUNTRY Credit Union made the most cash-out refinances in North Dakota, 194 of them.
TOWN AND COUNTRY Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 89% of 219.
Lenders approved 75.8% of cash-out refinance applications in North Dakota, 7.6 percentage points above the the United States rate of 68.2%.
The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in North Dakota
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | TOWN AND COUNTRY Credit Union | 89% | 194 / 219 | 100% | $65K | 194 |
| 2 | Rocket Mortgage, LLC | 80% | 132 / 165 | 98% | $135K | 129 |
| 3 | First Community Credit Union | 87% | 53 / 61 | 98% | $55K | 52 |
| 4 | United Wholesale Mortgage, LLCBroker only | 77% | 41 / 53 | 100% | $225K | 41 |
| 5 | First International Bank & Trust | 80% | 40 / 50 | 98% | $175K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 85 more lenders.
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