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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cass County, North Dakota

Fat Boy Data analyzed cash-out refinance activity in Cass County, North Dakota, home to Fargo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,062 applications were decided by 90 lenders between 2023 and 2025.

Cass County at a glance

90Active lenders12 with 20+ decisions
75.8%Market approval rate805 of 1,062 decided
$135KTypical loanmedian lender, $10K brackets
98%Borrower take-up787 loans funded

How Cass County compares

Approval rate compared
Cass County75.8%North Dakota75.8%All 616 counties68.2%
Typical loan compared
Cass County$135KNorth Dakota$135KAll 616 counties$155K

What the data shows

TOWN AND COUNTRY Credit Union made the most cash-out refinances in Cass County, ND, 194 of them.

TOWN AND COUNTRY Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 89% of 219.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 43One lender: 55% approved of 38One lender: 67% approved of 24One lender: 73% approved of 26One lender: 75% approved of 36United Wholesale Mortgage, LLC: 77% approved of 53One lender: 79% approved of 48Rocket Mortgage, LLC: 80% approved of 165First International Bank & Trust: 80% approved of 50First Community Credit Union: 87% approved of 61One lender: 88% approved of 24TOWN AND COUNTRY Credit Union: 89% approved of 219

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cass County

LenderApprovalApprovedTaken upTypical loanLoans made
1TOWN AND COUNTRY Credit Union89%194 / 219100%$65K194
2Rocket Mortgage, LLC80%132 / 16598%$135K129
3First Community Credit Union87%53 / 6198%$55K52
4United Wholesale Mortgage, LLCBroker only77%41 / 53100%$225K41
5First International Bank & Trust80%40 / 5098%$175K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 85 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cass County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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