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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Ohio

Fat Boy Data analyzed home improvement loan activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 116,748 applications were decided by 382 lenders between 2023 and 2025.

Ohio at a glance

382Active lenders123 with 20+ decisions
63.6%Market approval rate74,223 of 116,748 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up69,370 loans funded

How Ohio compares

Approval rate compared
Ohio63.6%All 616 counties62.7%
Typical loan compared
Ohio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Ohio, 14,565 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 1,759.

The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Seven Seventeen Credit Union, Superior Credit Union, Inc..

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 2,345One lender: 34% approved of 1,739One lender: 38% approved of 1,275One lender: 40% approved of 4,900One lender: 48% approved of 176One lender: 54% approved of 157One lender: 54% approved of 190The Huntington National Bank: 56% approved of 27,224One lender: 56% approved of 270One lender: 59% approved of 2,647One lender: 61% approved of 1,548One lender: 62% approved of 2,371One lender: 63% approved of 1,742Wright-Patt Credit Union, Inc.: 64% approved of 7,381One lender: 64% approved of 514PNC Bank, National Association: 65% approved of 7,006One lender: 65% approved of 1,126Fifth Third Bank, National Association: 65% approved of 10,731One lender: 65% approved of 1,317Third Federal Savings And Loan Association Of Cleveland: 65% approved of 7,361One lender: 66% approved of 4,737One lender: 66% approved of 374One lender: 67% approved of 1,327One lender: 69% approved of 1,188One lender: 70% approved of 635One lender: 71% approved of 1,149One lender: 72% approved of 1,793One lender: 72% approved of 645One lender: 74% approved of 1,657One lender: 74% approved of 250One lender: 75% approved of 616One lender: 76% approved of 210One lender: 76% approved of 302One lender: 77% approved of 156One lender: 77% approved of 2,107One lender: 77% approved of 226One lender: 78% approved of 491One lender: 78% approved of 340One lender: 78% approved of 898One lender: 78% approved of 264One lender: 78% approved of 170One lender: 79% approved of 441One lender: 81% approved of 1,388One lender: 81% approved of 207One lender: 81% approved of 182One lender: 82% approved of 350One lender: 84% approved of 276One lender: 84% approved of 779One lender: 86% approved of 271One lender: 86% approved of 240One lender: 87% approved of 180One lender: 87% approved of 224One lender: 89% approved of 198One lender: 90% approved of 454One lender: 91% approved of 210One lender: 93% approved of 163One lender: 94% approved of 360One lender: 95% approved of 154One lender: 97% approved of 1,759One lender: 98% approved of 2,159

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank56%15,289 / 27,22495%$75K14,565
2Fifth Third Bank, National Association65%6,948 / 10,73195%$65K6,628
3Wright-Patt Credit Union, Inc.64%4,707 / 7,38189%$55K4,180
4Third Federal Savings And Loan Association Of Cleveland65%4,793 / 7,36196%$55K4,623
5PNC Bank, National Association65%4,522 / 7,00697%$65K4,367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 377 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Ohio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Ohio

U.S. Bank National AssociationCitizens Bank, National AssociationKemba Financial Credit Union IncKeyBank National AssociationDiscover BankCoastal Community BankSeven Seventeen Credit UnionFigure Lending LLCUnion Savings BankDollar Bank, Federal Savings BankBank of America, National AssociationThe Park National BankFirst Financial BankWesBanco Bank, Inc.First National Bank of PennsylvaniaNavy Federal Credit UnionSpring Eq, LLCFirst Commonwealth BankThe Farmers National Bank Of CanfieldPremier BankSuperior Credit Union, Inc.Day Air Credit Union, Inc.Kemba Credit Union, Inc.Directions Credit Union, Inc.TelhioRocket Mortgage, LLCThe North Side Bank & Trust CompanyBMI Federal Credit UnionFirst Federal Savings And Loan Association Of LakewoodPeoples Bank

Other lending data for Ohio

Mortgage lenders in OhioCash-out refinance in OhioRefinance in OhioInvestment property purchase in OhioInvestment cash-out refinance in OhioInvestment refinance in OhioInvestment home improvement in Ohio

Counties in Ohio

Franklin CountyCountyCuyahoga CountyCountyHamilton CountyCountySummit CountyCountyMontgomery CountyCountyLucas CountyCountyButler CountyCountyStark CountyCountyLorain CountyCountyWarren CountyCountyLake CountyCountyMahoning CountyCounty