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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Ohio

Fat Boy Data analyzed home improvement loan activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 116,748 applications were decided by 382 lenders between 2023 and 2025.

Ohio at a glance

382Active lenders123 with 20+ decisions
63.6%Market approval rate74,223 of 116,748 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up69,370 loans funded

How Ohio compares

Approval rate compared
Ohio63.6%All 616 counties62.7%
Typical loan compared
Ohio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Ohio, 14,565 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 1,759.

The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Seven Seventeen Credit Union, Superior Credit Union, Inc..

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 2,345Bank of America, National Association: 34% approved of 1,739Spring Eq, LLC: 38% approved of 1,275U.S. Bank National Association: 40% approved of 4,900Fourleaf: 48% approved of 176Loandepot.Com, LLC: 54% approved of 157New American Funding, LLC: 54% approved of 190The Huntington National Bank: 56% approved of 27,224Pentagon Federal Credit Union: 56% approved of 270Kemba Financial Credit Union Inc: 59% approved of 2,647First Financial Bank: 61% approved of 1,548KeyBank National Association: 62% approved of 2,371Dollar Bank, Federal Savings Bank: 63% approved of 1,742Wright-Patt Credit Union, Inc.: 64% approved of 7,381Rocket Mortgage, LLC: 64% approved of 514PNC Bank, National Association: 65% approved of 7,006Premier Bank: 65% approved of 1,126Fifth Third Bank, National Association: 65% approved of 10,731Navy Federal Credit Union: 65% approved of 1,317Third Federal Savings And Loan Association Of Cleveland: 65% approved of 7,361Citizens Bank, National Association: 66% approved of 4,737Peoples Bank: 66% approved of 374First National Bank of Pennsylvania: 67% approved of 1,327First Commonwealth Bank: 69% approved of 1,188Directions Credit Union, Inc.: 70% approved of 635The Farmers National Bank Of Canfield: 71% approved of 1,149Figure Lending LLC: 72% approved of 1,793Kemba Credit Union, Inc.: 72% approved of 645The Park National Bank: 74% approved of 1,657Northwest Bank: 74% approved of 250Telhio: 75% approved of 616Civista Bank: 76% approved of 210The Middlefield Banking Company: 76% approved of 302Republic Bank & Trust Company: 77% approved of 156Seven Seventeen Credit Union: 77% approved of 2,107Crosscountry Mortgage, LLC: 77% approved of 226The North Side Bank & Trust Company: 78% approved of 491Towpath Credit Union, Inc.: 78% approved of 340Superior Credit Union, Inc.: 78% approved of 898Century: 78% approved of 264The Vinton County N.A.tional Bank: 78% approved of 170First Federal Savings And Loan Association Of Lakewood: 79% approved of 441WesBanco Bank, Inc.: 81% approved of 1,388The State Bank and Trust Company: 81% approved of 207Sharefax Credit Union: 81% approved of 182JPMorgan Chase Bank, National Association: 82% approved of 350SUN Federal Credit Union: 84% approved of 276Day Air Credit Union, Inc.: 84% approved of 779Union Home Mortgage Corp.: 86% approved of 271Cinfed Federal Credit Union: 86% approved of 240The Union Bank Company: 87% approved of 180Nationstar Mortgage LLC: 87% approved of 224Guardian Savings Bank: 89% approved of 198BMI Federal Credit Union: 90% approved of 454Lendage, LLC: 91% approved of 210Mechanics Bank: 93% approved of 163CANTON SCHOOL EMPLOYEES Federal Credit Union: 94% approved of 360Aurgroup Financial Credit Union, Inc.: 95% approved of 154Union Savings Bank: 97% approved of 1,759Coastal Community Bank: 98% approved of 2,159

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank56%15,289 / 27,22495%$75K14,565
2Fifth Third Bank, National Association65%6,948 / 10,73195%$65K6,628
3Wright-Patt Credit Union, Inc.64%4,707 / 7,38189%$55K4,180
4Third Federal Savings And Loan Association Of Cleveland65%4,793 / 7,36196%$55K4,623
5PNC Bank, National Association65%4,522 / 7,00697%$65K4,367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 377 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Ohio. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Ohio

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Counties in Ohio

Franklin CountyCountyCuyahoga CountyCountyHamilton CountyCountySummit CountyCountyMontgomery CountyCountyLucas CountyCountyButler CountyCountyStark CountyCountyLorain CountyCountyWarren CountyCountyLake CountyCountyMahoning CountyCounty