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refinance lenders · HMDA 2023–2025

Refinance lenders in Lorain County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Lorain County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,683 applications were decided by 170 lenders between 2023 and 2025.

Lorain County at a glance

170Active lenders22 with 20+ decisions
77.7%Market approval rate2,863 of 3,683 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,693 loans funded

How Lorain County compares

Approval rate compared
Lorain County77.7%Ohio76.9%All 616 counties76.5%
Typical loan compared
Lorain County$105KOhio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Lorain County, OH, 471 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 78.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 61One lender: 51% approved of 37One lender: 54% approved of 28One lender: 61% approved of 23One lender: 68% approved of 41One lender: 68% approved of 38One lender: 71% approved of 55One lender: 74% approved of 178The Huntington National Bank: 74% approved of 690Citizens Bank, National Association: 75% approved of 209One lender: 77% approved of 57Third Federal Savings And Loan Association Of Cleveland: 80% approved of 463Fifth Third Bank, National Association: 82% approved of 379PNC Bank, National Association: 82% approved of 209One lender: 82% approved of 112One lender: 83% approved of 187One lender: 86% approved of 36One lender: 91% approved of 35One lender: 92% approved of 26One lender: 94% approved of 84One lender: 95% approved of 99One lender: 96% approved of 78

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lorain County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank74%508 / 69093%$105K471
2Third Federal Savings And Loan Association Of Cleveland80%369 / 46398%$105K360
3Fifth Third Bank, National Association82%310 / 37997%$105K300
4Citizens Bank, National Association75%156 / 20995%$125K148
5PNC Bank, National Association82%171 / 20995%$105K163

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lorain County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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