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refinance lenders · HMDA 2023–2025

Refinance lenders in Ohio

Fat Boy Data analyzed mortgage refinance activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 93,942 applications were decided by 635 lenders between 2023 and 2025.

Ohio at a glance

635Active lenders196 with 20+ decisions
76.9%Market approval rate72,211 of 93,942 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up68,071 loans funded

How Ohio compares

Approval rate compared
Ohio76.9%All 616 counties76.5%
Typical loan compared
Ohio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Ohio, 8,096 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 360.

The typical mortgage refinance here is $105K, 64% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 250American Financing Corporation: 17% approved of 198Discover Bank: 32% approved of 1,582Carrington Mortgage Services, LLC: 40% approved of 253Spring Eq, LLC: 41% approved of 227Lakeview Loan Servicing, LLC: 54% approved of 702Bank of America, National Association: 58% approved of 355Newrez LLC: 60% approved of 855Milend, Inc.: 62% approved of 203Homebridge Financial Services, Inc.: 63% approved of 177KeyBank National Association: 64% approved of 1,025Mortgage Research Center, LLC: 65% approved of 1,191Equity Resources, Inc.: 66% approved of 226The Huntington National Bank: 68% approved of 12,634New American Funding, LLC: 69% approved of 177First Financial Bank: 69% approved of 346Royal United Mortgage LLC: 69% approved of 917First National Bank of Pennsylvania: 71% approved of 1,128Lower, LLC: 71% approved of 288OC Federal Credit Union: 71% approved of 487Seven Seventeen Credit Union: 71% approved of 325First Merchants Bank: 72% approved of 186Dollar Bank, Federal Savings Bank: 72% approved of 1,275Wright-Patt Credit Union, Inc.: 72% approved of 3,149Kemba Financial Credit Union Inc: 73% approved of 1,290U.S. Bank National Association: 73% approved of 982Third Federal Savings And Loan Association Of Cleveland: 75% approved of 6,772Loandepot.Com, LLC: 75% approved of 346Premier Bank: 75% approved of 625Citizens Bank, National Association: 77% approved of 4,322Wells Fargo Bank, National Association: 77% approved of 181The Middlefield Banking Company: 77% approved of 348PNC Bank, National Association: 78% approved of 6,136Mutual of Omaha Mortgage, Inc.: 78% approved of 440First Commonwealth Bank: 79% approved of 1,110The Farmers National Bank Of Canfield: 79% approved of 888Fifth Third Bank, National Association: 79% approved of 8,970Superior Credit Union, Inc.: 79% approved of 356The Park National Bank: 80% approved of 1,146Rocket Mortgage, LLC: 81% approved of 4,146Guardian Savings Bank: 83% approved of 266The Union Bank Company: 84% approved of 176WesBanco Bank, Inc.: 85% approved of 471United Wholesale Mortgage, LLC: 86% approved of 3,904Nationstar Mortgage LLC: 86% approved of 436The North Side Bank & Trust Company: 88% approved of 240Amerihome Mortgage Company, LLC: 88% approved of 326The State Bank and Trust Company: 89% approved of 213Planet Home Lending, LLC: 90% approved of 327Village Capital & Investment LLC: 90% approved of 918Pennymac Loan Services, LLC: 91% approved of 1,503JPMorgan Chase Bank, National Association: 91% approved of 740Lendage, LLC: 92% approved of 206Union Savings Bank: 93% approved of 1,758Guaranteed Rate, Inc.: 93% approved of 286Endeavor Capital, LLC.: 95% approved of 274Union Home Mortgage Corp.: 95% approved of 659Crosscountry Mortgage, LLC: 96% approved of 1,529Freedom Mortgage Corporation: 97% approved of 2,339Nfm, Inc.: 99% approved of 360

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank68%8,601 / 12,63494%$105K8,096
2Fifth Third Bank, National Association79%7,109 / 8,97097%$105K6,868
3Third Federal Savings And Loan Association Of Cleveland75%5,080 / 6,77297%$105K4,907
4PNC Bank, National Association78%4,793 / 6,13696%$105K4,607
5Citizens Bank, National Association77%3,318 / 4,32296%$125K3,190

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 630 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Ohio. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Ohio

Counties in Ohio