Home›Ohio›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Ohio

Fat Boy Data analyzed mortgage refinance activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 93,942 applications were decided by 635 lenders between 2023 and 2025.

Ohio at a glance

635Active lenders196 with 20+ decisions
76.9%Market approval rate72,211 of 93,942 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up68,071 loans funded

How Ohio compares

Approval rate compared
Ohio76.9%All 616 counties76.5%
Typical loan compared
Ohio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Ohio, 8,096 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 360.

The typical mortgage refinance here is $105K, 64% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 250One lender: 17% approved of 198One lender: 32% approved of 1,582One lender: 40% approved of 253One lender: 41% approved of 227One lender: 54% approved of 702One lender: 58% approved of 355One lender: 60% approved of 855One lender: 62% approved of 203One lender: 63% approved of 177One lender: 64% approved of 1,025One lender: 65% approved of 1,191One lender: 66% approved of 226The Huntington National Bank: 68% approved of 12,634One lender: 69% approved of 177One lender: 69% approved of 346One lender: 69% approved of 917One lender: 71% approved of 1,128One lender: 71% approved of 288One lender: 71% approved of 487One lender: 71% approved of 325One lender: 72% approved of 186One lender: 72% approved of 1,275One lender: 72% approved of 3,149One lender: 73% approved of 1,290One lender: 73% approved of 982Third Federal Savings And Loan Association Of Cleveland: 75% approved of 6,772One lender: 75% approved of 346One lender: 75% approved of 625Citizens Bank, National Association: 77% approved of 4,322One lender: 77% approved of 181One lender: 77% approved of 348PNC Bank, National Association: 78% approved of 6,136One lender: 78% approved of 440One lender: 79% approved of 1,110One lender: 79% approved of 888Fifth Third Bank, National Association: 79% approved of 8,970One lender: 79% approved of 356One lender: 80% approved of 1,146One lender: 81% approved of 4,146One lender: 83% approved of 266One lender: 84% approved of 176One lender: 85% approved of 471One lender: 86% approved of 3,904One lender: 86% approved of 436One lender: 88% approved of 240One lender: 88% approved of 326One lender: 89% approved of 213One lender: 90% approved of 327One lender: 90% approved of 918One lender: 91% approved of 1,503One lender: 91% approved of 740One lender: 92% approved of 206One lender: 93% approved of 1,758One lender: 93% approved of 286One lender: 95% approved of 274One lender: 95% approved of 659One lender: 96% approved of 1,529One lender: 97% approved of 2,339One lender: 99% approved of 360

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank68%8,601 / 12,63494%$105K8,096
2Fifth Third Bank, National Association79%7,109 / 8,97097%$105K6,868
3Third Federal Savings And Loan Association Of Cleveland75%5,080 / 6,77297%$105K4,907
4PNC Bank, National Association78%4,793 / 6,13696%$105K4,607
5Citizens Bank, National Association77%3,318 / 4,32296%$125K3,190

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 630 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Ohio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Ohio

Other lending data for Ohio

Counties in Ohio