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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lorain County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Lorain County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,268 applications were decided by 168 lenders between 2023 and 2025.

Lorain County at a glance

168Active lenders35 with 20+ decisions
71.2%Market approval rate3,037 of 4,268 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,877 loans funded

How Lorain County compares

Approval rate compared
Lorain County71.2%Ohio70.0%All 616 counties68.2%
Typical loan compared
Lorain County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lorain County, OH, 818 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 49Amerisave Mortgage Corporation: 29% approved of 215One lender: 31% approved of 36One lender: 36% approved of 70One lender: 36% approved of 25One lender: 50% approved of 20One lender: 50% approved of 20One lender: 51% approved of 110One lender: 54% approved of 91One lender: 56% approved of 41One lender: 59% approved of 34One lender: 65% approved of 143One lender: 65% approved of 26One lender: 69% approved of 89One lender: 70% approved of 125One lender: 70% approved of 20One lender: 70% approved of 67One lender: 70% approved of 27One lender: 74% approved of 80One lender: 75% approved of 40One lender: 76% approved of 45One lender: 76% approved of 45Northwest Bank: 77% approved of 151United Wholesale Mortgage, LLC: 78% approved of 192One lender: 78% approved of 59Rocket Mortgage, LLC: 79% approved of 1,072One lender: 81% approved of 21The Huntington National Bank: 82% approved of 652One lender: 84% approved of 51One lender: 86% approved of 43One lender: 87% approved of 23One lender: 88% approved of 75One lender: 90% approved of 20One lender: 95% approved of 21One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lorain County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%844 / 1,07297%$125K818
2The Huntington National Bank82%533 / 65295%$115K506
3Amerisave Mortgage Corporation29%62 / 21597%$105K60
4United Wholesale Mortgage, LLCBroker only78%149 / 19299%$175K147
5Northwest Bank77%116 / 15197%$125K113

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 163 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lorain County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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