HomePennsylvaniaBerks CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Berks County, Pennsylvania

Fat Boy Data analyzed investment cash-out refinance activity in Berks County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 705 applications were decided by 105 lenders between 2023 and 2025.

Berks County at a glance

105Active lenders6 with 20+ decisions
80.1%Market approval rate565 of 705 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up529 loans funded

How Berks County compares

Approval rate compared
Berks County80.1%Pennsylvania74.9%All 616 counties73.1%
Typical loan compared
Berks County$135KPennsylvania$165KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Berks County, PA, 114 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Lenders approved 80.1% of investment cash-out refinance applications in Berks County, PA, 5.2 percentage points above the Pennsylvania rate of 74.9%.

The typical investment cash-out refinance here is $135K, 18% smaller than the Pennsylvania typical of $165K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 72% approved of 47Homexpress Mortgage Corp.: 75% approved of 20Citadel Servicing Corporation: 89% approved of 55Bpl Mortgage, LLC: 97% approved of 124Diamond Credit Union: 98% approved of 51Rf Renovo Management Company, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Berks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC97%120 / 12495%$135K114
2Citadel Servicing Corporation89%49 / 5569%$155K34
3Diamond Credit Union98%50 / 51100%$145K50
4United Wholesale Mortgage, LLCBroker only72%34 / 47100%$125K34
5Rf Renovo Management Company, LLC100%38 / 38100%$155K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

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