Home improvement loan lenders in Mercer County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Mercer County, Pennsylvania, home to Hermitage, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,558 applications were decided by 69 lenders between 2023 and 2025.
Mercer County at a glance
How Mercer County compares
What the data shows
First National Bank of Pennsylvania made the most home improvement loans in Mercer County, PA, 268 of them.
That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Grove City Area Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.
The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.
Only 3 lenders here typically write at or below $35K: Mercer County Community, Grove City Area Federal Credit Union, Pennsylvania State Employees Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Mercer County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First National Bank of Pennsylvania | 66% | 271 / 409 | 99% | $55K | 268 |
| 2 | The Huntington National Bank | 47% | 111 / 237 | 96% | $55K | 106 |
| 3 | Greenville Savings Bank | 91% | 149 / 163 | 98% | $45K | 146 |
| 4 | PNC Bank, National Association | 57% | 71 / 124 | 97% | $65K | 69 |
| 5 | Mercer County State Bank | 86% | 89 / 104 | 99% | $45K | 88 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 64 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Mercer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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