refinance lenders · HMDA 2023–2025

Refinance lenders in Monroe County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Monroe County, Pennsylvania, home to East Stroudsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,453 applications were decided by 170 lenders between 2023 and 2025.

Monroe County at a glance

170Active lenders15 with 20+ decisions
68.6%Market approval rate997 of 1,453 decided
$225KTypical loanmedian lender, $10K brackets
91%Borrower take-up911 loans funded

How Monroe County compares

Approval rate compared
Monroe County68.6%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Monroe County$225KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Monroe County, PA, 78 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 68.6% of mortgage refinance applications in Monroe County, PA, 7.2 percentage points below the Pennsylvania rate of 75.8%.

The typical mortgage refinance here is $225K, 96% larger than the Pennsylvania typical of $115K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 68One lender: 38% approved of 32One lender: 45% approved of 42One lender: 58% approved of 33One lender: 62% approved of 21One lender: 62% approved of 21PNC Bank, National Association: 68% approved of 117Citizens Bank, National Association: 70% approved of 113Rocket Mortgage, LLC: 71% approved of 113One lender: 74% approved of 50One lender: 75% approved of 28One lender: 78% approved of 45United Wholesale Mortgage, LLC: 82% approved of 98One lender: 98% approved of 45One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association68%80 / 11796%$105K77
2Rocket Mortgage, LLC71%80 / 11391%$275K73
3Citizens Bank, National Association70%79 / 11399%$115K78
4United Wholesale Mortgage, LLCBroker only82%80 / 9890%$325K72
5Discover Bank31%21 / 68100%$85K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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