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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in York County, Pennsylvania

Fat Boy Data analyzed investment property refinance activity in York County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 901 applications were decided by 80 lenders between 2023 and 2025.

York County at a glance

80Active lenders6 with 20+ decisions
91.0%Market approval rate820 of 901 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up791 loans funded

How York County compares

Approval rate compared
York County91.0%Pennsylvania79.2%All 616 counties77.7%
Typical loan compared
York County$145KPennsylvania$155KAll 616 counties$235K

What the data shows

Nymeo Federal Credit Union made the most investment property refinances in York County, PA, 313 of them.

That is 40% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Nymeo Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 313.

Lenders approved 91.0% of investment property refinance applications in York County, PA, 11.9 percentage points above the Pennsylvania rate of 79.2%.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Members 1St: 68% approved of 31One lender: 82% approved of 22Bank of Bird-in-Hand: 93% approved of 29FIRST CAPITAL Federal Credit Union: 95% approved of 88Kiavi Funding, Inc.: 97% approved of 157Nymeo Federal Credit Union: 100% approved of 313

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nymeo Federal Credit Union100%313 / 313100%$155K313
2Kiavi Funding, Inc.97%152 / 15798%$115K149
3FIRST CAPITAL Federal Credit Union95%84 / 88100%$125K84
4Members 1St68%21 / 3190%$125K19
5Bank of Bird-in-Hand93%27 / 2996%$145K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 75 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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