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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,654 applications were decided by 239 lenders between 2023 and 2025.

Rhode Island at a glance

239Active lenders70 with 20+ decisions
67.0%Market approval rate7,133 of 10,654 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,846 loans funded

How Rhode Island compares

Approval rate compared
Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Rhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rhode Island, 1,431 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 68.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 124Amerisave Mortgage Corporation: 26% approved of 726One lender: 31% approved of 42One lender: 34% approved of 331One lender: 37% approved of 73One lender: 37% approved of 150One lender: 41% approved of 27Newrez LLC: 49% approved of 433One lender: 52% approved of 60One lender: 55% approved of 139One lender: 57% approved of 150One lender: 59% approved of 46One lender: 59% approved of 208One lender: 62% approved of 60One lender: 63% approved of 429One lender: 63% approved of 30One lender: 63% approved of 52Rhode Island Credit Union: 64% approved of 584One lender: 64% approved of 53One lender: 64% approved of 28Greenwood Credit Union: 66% approved of 445One lender: 66% approved of 220One lender: 68% approved of 101One lender: 69% approved of 86One lender: 69% approved of 288One lender: 69% approved of 29One lender: 70% approved of 27One lender: 71% approved of 259One lender: 72% approved of 253One lender: 73% approved of 26One lender: 73% approved of 26One lender: 75% approved of 32One lender: 77% approved of 48One lender: 77% approved of 189Rocket Mortgage, LLC: 79% approved of 1,863One lender: 80% approved of 59One lender: 80% approved of 202One lender: 80% approved of 46One lender: 80% approved of 179One lender: 81% approved of 67One lender: 81% approved of 73One lender: 81% approved of 53One lender: 81% approved of 27One lender: 82% approved of 140One lender: 82% approved of 40One lender: 83% approved of 41One lender: 84% approved of 31One lender: 86% approved of 28One lender: 86% approved of 289One lender: 86% approved of 44One lender: 87% approved of 85One lender: 88% approved of 97One lender: 90% approved of 58One lender: 92% approved of 126One lender: 94% approved of 51One lender: 95% approved of 166One lender: 96% approved of 73One lender: 96% approved of 28One lender: 100% approved of 68One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Rhode Island

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%1,465 / 1,86398%$185K1,431
2Amerisave Mortgage Corporation26%188 / 726100%$95K188
3Rhode Island Credit Union64%371 / 58497%$65K361
4Greenwood Credit Union66%294 / 44589%$75K262
5Newrez LLC49%213 / 43398%$175K209

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 234 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Rhode Island. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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