HomeRhode IslandProvidence CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Providence County, Rhode Island

Fat Boy Data analyzed investment cash-out refinance activity in Providence County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,001 applications were decided by 144 lenders between 2023 and 2025.

Providence County at a glance

144Active lenders15 with 20+ decisions
76.6%Market approval rate767 of 1,001 decided
$355KTypical loanmedian lender, $10K brackets
94%Borrower take-up721 loans funded

How Providence County compares

Approval rate compared
Providence County76.6%Rhode Island76.9%All 616 counties73.1%
Typical loan compared
Providence County$355KRhode Island$335KAll 616 counties$205K

What the data shows

Nfm, Inc. made the most investment cash-out refinances in Providence County, RI, 41 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 24BankNewport: 55% approved of 20Homexpress Mortgage Corp.: 65% approved of 43United Wholesale Mortgage, LLC: 70% approved of 43Rocket Mortgage, LLC: 73% approved of 26Greenwood Credit Union: 76% approved of 21Carrington Mortgage Services, LLC: 88% approved of 40Loan Funder LLC: 90% approved of 21Movement Mortgage, LLC: 91% approved of 33Arc Home LLC: 91% approved of 23Rf Renovo Management Company, LLC: 95% approved of 42Velocity Commercial Capital, LLC: 96% approved of 23Bpl Mortgage, LLC: 97% approved of 32Nfm, Inc.: 100% approved of 41Ocmbc, Inc.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Providence County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%30 / 43100%$305K30
2Homexpress Mortgage Corp.Broker only65%28 / 43100%$435K28
3Rf Renovo Management Company, LLC95%40 / 42100%$435K40
4Nfm, Inc.100%41 / 41100%$365K41
5Carrington Mortgage Services, LLC88%35 / 4077%$365K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Providence County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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