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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Providence County, Rhode Island

Fat Boy Data analyzed investment cash-out refinance activity in Providence County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,001 applications were decided by 144 lenders between 2023 and 2025.

Providence County at a glance

144Active lenders15 with 20+ decisions
76.6%Market approval rate767 of 1,001 decided
$355KTypical loanmedian lender, $10K brackets
94%Borrower take-up721 loans funded

How Providence County compares

Approval rate compared
Providence County76.6%Rhode Island76.9%All 616 counties73.1%
Typical loan compared
Providence County$355KRhode Island$335KAll 616 counties$205K

What the data shows

Nfm, Inc. made the most investment cash-out refinances in Providence County, RI, 41 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 24One lender: 55% approved of 20Homexpress Mortgage Corp.: 65% approved of 43United Wholesale Mortgage, LLC: 70% approved of 43One lender: 73% approved of 26One lender: 76% approved of 21Carrington Mortgage Services, LLC: 88% approved of 40One lender: 90% approved of 21One lender: 91% approved of 33One lender: 91% approved of 23Rf Renovo Management Company, LLC: 95% approved of 42One lender: 96% approved of 23One lender: 97% approved of 32Nfm, Inc.: 100% approved of 41One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Providence County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%30 / 43100%$305K30
2Homexpress Mortgage Corp.Broker only65%28 / 43100%$435K28
3Rf Renovo Management Company, LLC95%40 / 42100%$435K40
4Nfm, Inc.100%41 / 41100%$365K41
5Carrington Mortgage Services, LLC88%35 / 4077%$365K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 139 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Providence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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