Investment property improvement lenders in Richland County, South Carolina
Fat Boy Data analyzed investment home improvement loan activity in Richland County, South Carolina, home to Columbia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 199 applications were decided by 57 lenders between 2023 and 2025.
Richland County at a glance
How Richland County compares
What the data shows
First-Citizens Bank & Trust Company made the most investment home improvement loans in Richland County, SC, 11 of them.
First-Citizens Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 50% of 22.
Lenders approved 41.7% of investment home improvement loan applications in Richland County, SC, 12.0 percentage points below the South Carolina rate of 53.8%.
The typical investment home improvement loan here is $95K, 24% smaller than the South Carolina typical of $125K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Richland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 24% | 9 / 38 | 89% | $65K | 8 |
| 2 | First-Citizens Bank & Trust Company | 50% | 11 / 22 | 100% | $95K | 11 |
| 3 | Bank of America, National Association | 10% | 2 / 21 | 100% | $85K | 2 |
| 4 | TD Bank, National AssociationLimited sample | 54% | 7 / 13 | 100% | $45K | 7 |
| 5 | Abl Rpc Residential Credit Acquisition LLCLimited sample | 91% | 10 / 11 | 100% | $115K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 52 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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