Investment property refinance lenders in Richland County, South Carolina
Fat Boy Data analyzed investment property refinance activity in Richland County, South Carolina, home to Columbia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 444 applications were decided by 95 lenders between 2023 and 2025.
Richland County at a glance
How Richland County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Richland County, SC, 104 of them.
That is 33% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 126.
The typical investment property refinance here is $155K, 24% smaller than the South Carolina typical of $205K.
Investment property refinance lenders in Richland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 83% | 105 / 126 | 99% | $155K | 104 |
| 2 | First-Citizens Bank & Trust Company | 54% | 13 / 24 | 85% | $145K | 11 |
| 3 | United Wholesale Mortgage, LLCBroker only | 73% | 16 / 22 | 100% | $155K | 16 |
| 4 | Navy Federal Credit UnionLimited sample | 6% | 1 / 16 | 100% | $75K | 1 |
| 5 | Assurance Financial Group, L.L.C.Limited sample | 100% | 11 / 11 | 100% | $135K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 90 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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