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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Tennessee

Fat Boy Data analyzed cash-out refinance activity in Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58,140 applications were decided by 568 lenders between 2023 and 2025.

Tennessee at a glance

568Active lenders191 with 20+ decisions
71.4%Market approval rate41,528 of 58,140 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up39,185 loans funded

How Tennessee compares

Approval rate compared
Tennessee71.4%All 616 counties68.2%
Typical loan compared
Tennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Tennessee, 9,282 of them.

Knoxville Teachers Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 159.

The typical cash-out refinance here is $185K, 19% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 822Amerisave Mortgage Corporation: 28% approved of 3,369One lender: 38% approved of 701One lender: 40% approved of 349One lender: 41% approved of 941One lender: 45% approved of 1,677One lender: 45% approved of 1,159One lender: 48% approved of 203One lender: 54% approved of 454One lender: 57% approved of 480One lender: 62% approved of 491One lender: 62% approved of 557One lender: 64% approved of 137One lender: 64% approved of 603One lender: 64% approved of 576One lender: 66% approved of 202One lender: 67% approved of 1,706One lender: 70% approved of 184One lender: 71% approved of 171One lender: 72% approved of 290One lender: 72% approved of 382One lender: 72% approved of 185One lender: 73% approved of 224One lender: 73% approved of 564One lender: 73% approved of 1,595One lender: 73% approved of 347One lender: 74% approved of 469One lender: 74% approved of 245One lender: 74% approved of 1,113One lender: 75% approved of 641One lender: 75% approved of 710Freedom Mortgage Corporation: 76% approved of 1,800One lender: 77% approved of 295One lender: 78% approved of 139One lender: 79% approved of 318United Wholesale Mortgage, LLC: 79% approved of 3,261One lender: 80% approved of 554One lender: 80% approved of 1,028One lender: 80% approved of 808One lender: 81% approved of 227Rocket Mortgage, LLC: 82% approved of 11,732One lender: 83% approved of 225One lender: 83% approved of 1,222One lender: 84% approved of 269One lender: 84% approved of 222One lender: 84% approved of 140One lender: 85% approved of 284One lender: 85% approved of 220One lender: 87% approved of 247One lender: 87% approved of 349One lender: 88% approved of 583One lender: 88% approved of 163One lender: 90% approved of 418Knoxville Tva Employees Credit Union: 92% approved of 1,713One lender: 93% approved of 279One lender: 94% approved of 302One lender: 96% approved of 191One lender: 96% approved of 216One lender: 98% approved of 556One lender: 99% approved of 159

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Tennessee

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%9,561 / 11,73297%$175K9,282
2Amerisave Mortgage Corporation28%958 / 3,36998%$135K936
3United Wholesale Mortgage, LLCBroker only79%2,585 / 3,26197%$275K2,518
4Freedom Mortgage Corporation76%1,360 / 1,80096%$245K1,311
5Knoxville Tva Employees Credit Union92%1,581 / 1,71393%$75K1,469

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 563 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Tennessee. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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