Refinance lenders in Utah
Fat Boy Data analyzed mortgage refinance activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 44,613 applications were decided by 333 lenders between 2023 and 2025.
Utah at a glance
How Utah compares
What the data shows
AMERICA FIRST Federal Credit Union made the most mortgage refinances in Utah, 9,058 of them.
That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
My Move Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 101.
The typical mortgage refinance here is $155K, 47% smaller than the the United States typical of $295K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Utah
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 83% | 9,498 / 11,477 | 95% | $105K | 9,058 |
| 2 | Mountain America Federal Credit Union | 57% | 4,917 / 8,599 | 98% | $125K | 4,821 |
| 3 | United Wholesale Mortgage, LLCBroker only | 88% | 3,162 / 3,589 | 98% | $485K | 3,103 |
| 4 | Utah Community Federal Credit Union | 87% | 1,644 / 1,879 | 87% | $155K | 1,434 |
| 5 | Zions Bancorporation, N.A. | 79% | 1,341 / 1,691 | 82% | $295K | 1,102 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 328 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Utah. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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