Investment property improvement lenders in Kitsap County, Washington
Fat Boy Data analyzed investment home improvement loan activity in Kitsap County, Washington, home to Bremerton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 230 applications were decided by 45 lenders between 2023 and 2025.
Kitsap County at a glance
How Kitsap County compares
What the data shows
Boeing Employees Credit Union made the most investment home improvement loans in Kitsap County, WA, 23 of them.
Boeing Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 57% of 42.
Lenders approved 47.4% of investment home improvement loan applications in Kitsap County, WA, 7.1 percentage points below the Washington rate of 54.5%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Kitsap County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 23% | 13 / 56 | 92% | $105K | 12 |
| 2 | Boeing Employees Credit Union | 57% | 24 / 42 | 96% | $105K | 23 |
| 3 | KITSAP Credit Union | 46% | 17 / 37 | 88% | $75K | 15 |
| 4 | Eastside Funding, LLCLimited sample | 100% | 15 / 15 | 87% | $85K | 13 |
| 5 | Bank of America, National AssociationLimited sample | 11% | 1 / 9 | 100% | $105K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 40 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Kitsap County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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