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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in King County, Washington

Fat Boy Data analyzed investment home improvement loan activity in King County, Washington, home to Seattle, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,494 applications were decided by 105 lenders between 2023 and 2025.

King County at a glance

105Active lenders13 with 20+ decisions
57.0%Market approval rate851 of 1,494 decided
$105KTypical loanmedian lender, $10K brackets
90%Borrower take-up769 loans funded

How King County compares

Approval rate compared
King County57.0%Washington54.5%All 616 counties51.2%
Typical loan compared
King County$105KWashington$105KAll 616 counties$115K

What the data shows

Boeing Employees Credit Union made the most investment home improvement loans in King County, WA, 306 of them.

That is 40% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Eastside Funding, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 159.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 4% approved of 69U.S. Bank National Association: 6% approved of 50One lender: 11% approved of 28One lender: 13% approved of 23One lender: 39% approved of 28Sound Credit Union: 43% approved of 54One lender: 48% approved of 50Boeing Employees Credit Union: 57% approved of 575One lender: 68% approved of 50One lender: 71% approved of 21One lender: 85% approved of 26One lender: 86% approved of 37Eastside Funding, LLC: 100% approved of 159

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union57%330 / 57593%$105K306
2Eastside Funding, LLC100%159 / 15989%$105K142
3Bank of America, National Association4%3 / 6967%$205K2
4Sound Credit Union43%23 / 5487%$135K20
5U.S. Bank National Association6%3 / 50100%$525K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 100 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in King County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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